Get a part time job
Juggling school and work is a bit challenging. But if you are good with keeping schedules and finishing deadlines, a part time job will be a big help. Many colleges and universities offer jobs that are based inside the school, such as assistant researchers, office staffs, part-time librarians, just to name a few. There are also many businesses and establishments near the schools that offer part time jobs for students. Check the schools bulletin board for any jobs available that you might want to take.
As early as know, start saving. Having a savings account will not only cover you during those rainy days and emergencies, it can also help you when you apply for loans and credit cards. Most card companies ask you if you have a savings account before they approve your credit application. Having a savings account may also be used as a last resort during debt collection lawsuit.
Prioritize your financial responsibilities
Aside from schools, collage students also have to worry about paying for school materials, books, food, rent, and other costs of living. College students need to know how to prioritize their budget so they do not become short on money. A good way to know what to prioritize is to list down all the things that needs to be paid for and then ranking them from very important to least important.
Use credit wisely
Credit is a very big tool when it comes to the consumer market. By knowing where they can use credit, college students can go a long way with their credit cards. It’s better to use credit on bigger purchases so that they can still pay it on installments. Knowing when to use a credit card can also prevent a debt collection lawsuit.
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